Refine Union reserves the right to change this Privacy Policy at any time, in your sole discretion, without prior notice to the users of the Website, including compliance with privacy laws, regulations and/or our own and industry standards, business practices, or other requirements. If we modify this Privacy Policy, we will notify you by posting the updated Privacy Policy on our website. We encourage you to review this Privacy Policy every time you visit or use the Website. Changes to the Privacy Policy are effective from the date we post the revised Privacy Policy to the website and apply to information collected from that date. Your use of the Website at any time, including any changes to this Privacy Policy, means that you accept this Privacy Policy and The Terms of Use, as well as any changes made to this Privacy Policy or Terms of Use.